You might be thinking: How can you build multiple money stream of income with just ₹10,000? Yes, it’s possible! This guide will show you step-by-step how to start multiple income streams and the strategy behind each one.
Best money stream in 10k

Content Creation on YouTube
YouTube is a great way to generate passive income and a good money stream. Investing in basic equipment can help you create high-quality videos and grow fast.
How to Start:
- Pick a niche – Travel, tech reviews, finance, education, etc.
- Invest in equipment – A good microphone, lights, and basic editing software (₹3,000 – ₹5,000).
- Upload SEO-optimized videos – Use tools like Google Trends and TubeBuddy to research video topics.
- Run paid ads – Use the remaining ₹5,000 to boost your videos initially.
Monetize through:
- YouTube AdSense (Once you reach 1,000 subscribers and 4,000 watch hours).
- Affiliate marketing (Promote products and earn commissions).

Print-on-Demand Business (POD)
Sell customized t-shirts, mugs, and phone cases without holding inventory.
How to Start:
- Choose platforms like Teespring, Redbubble, or Printful.
- Create unique designs – Use Canva or Adobe Illustrator.
- Market organically – Use Instagram and TikTok for free promotion.
- Scale with ads – Invest ₹5,000–₹10,000 once you start getting sales.
💡 POD allows you to earn commissions on every sale with no upfront inventory costs!
Virtual Assistant Services
Become a virtual assistant (VA) and provide services like email management, social media handling, and customer support.
How to Start:
- Sign up on freelancing platforms like Upwork, Fiverr, or Freelancer.
- Offer services such as data entry, content creation, or scheduling posts.
- Start at lower rates and increase once you gain positive reviews.
- 💰 Investment: ₹2,000 – ₹10,000 (for online courses or tools like Trello, Canva, or Grammarly).

Selling Stock Photos or Videos
If you love photography, turn your photos into money by selling them on stock platforms.
How to Start:
- Take high-quality images (nature, business, lifestyle, etc.).
- Upload them on Shutterstock, Adobe Stock, or iStock.
- Earn a royalty fee every time someone downloads your work.
- 💰 Investment: ₹0 – ₹5,000 (if you already own a good smartphone or camera).
Mobile App Development
With high demand for mobile apps, learning to build and monetize apps can be highly profitable.
How to Start:
- Learn app development from Udemy or Coursera.
- Develop an app idea and monetize through ads or in-app purchases.
- Optimize for visibility using Google Play Console or Apple Developer.
- 💰 Investment: ₹5,000 – ₹10,000 (for courses or hiring a developer).
Social Media Management Services
Businesses need social media managers to grow their online presence.
How to Start:
- Learn social media marketing via HubSpot Academy or YouTube tutorials.
- Offer services on Freelancer or cold pitch businesses.
- Charge monthly retainers for multiple clients.
- 💰 Investment: ₹5,000 – ₹10,000 (for marketing tools like Buffer, Canva, or ads).
Peer-to-Peer Lending (P2P)
Earn passive income by lending money on P2P platforms.
How to Start:
- Use platforms like RupeeCircle or Faircent.
- Lend ₹5,000 – ₹10,000 to verified borrowers at fixed interest rates.
- Reinvest earnings into other loans for continuous growth.
💡 Risk Warning: P2P lending has some risk, so diversify your investments.
Creating and Selling Niche Websites
Niche websites generate income through ads, affiliate marketing, and product sales.
How to Start:
- Use Google Keyword Planner to find low-competition, high-traffic niches.
- Build a website using WordPress + Hostinger.
- Monetize with Google AdSense or affiliate programs like Amazon Associates.
- 💰 Investment: ₹5,000 – ₹10,000 (for domain, hosting, and content).

Flipping Domain Names
Buy undervalued domains and sell them for a profit.
How to Start:
- Find domains on Flippa or GoDaddy Auctions.
- Register and sell at higher prices.
- 💰 Investment: ₹2,000 – ₹10,000 (for buying domains).
Digital Marketing Services
Offer services like SEO, paid ads, and content marketing to businesses.
How to Start:
- Learn Google Ads via Google Skillshop or take an SEO course.
- Offer freelancing services on Upwork or Fiverr.
- Charge clients based on results.
- 💰 Investment: ₹5,000 – ₹10,000 (for courses and tools like Ahrefs or SEMrush).
With just ₹10,000, you can explore multiple money stream that can scale over time. Whether it’s freelancing, online businesses, or investing in digital skills, these opportunities allow you to diversify your earnings.